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Cross-Border Payment Solutions for Chinese Exporters

  • Writer: Helm
    Helm
  • Oct 13
  • 2 min read
Cross-Border Payment Solutions for Chinese Exporters

For Chinese exporters, receiving and moving funds across borders has always been slow, expensive, and unpredictable. Traditional banking systems rely on multiple correspondent banks, long settlement chains, and high FX spreads that reduce margins on every shipment.


Modern cross-border payment solutions for Chinese exporters are transforming this process. By combining regulated multi-currency accounts with instant digital settlement, businesses can now receive, hold, and send foreign currency payments with the same efficiency as local transactions.


Why Chinese Exporters Need Cross-Border Payment Solutions

Exporters trading internationally often face three consistent pain points — delayed settlements, restricted account access, and unpredictable conversion costs. Traditional banking routes typically take three to five days and apply up to 4% in hidden markups.


Modern cross-border payment solutions for Chinese exporters solve these issues through:

  • Named USD, EUR, and GBP accounts that allow direct receipt of funds from overseas buyers.

  • Faster settlement times, reducing delays from several days to under one hour.

  • Lower FX and intermediary costs, improving profit margins.

  • Transparent reporting and compliance, aligned with AML and KYC standards.

  • Full treasury visibility, enabling better control over liquidity and working capital.


This gives exporters the ability to manage cash flow in real time, invoice globally in foreign currency, and operate at lower cost and higher speed.


How Helm Provides Cross-Border Payment Solutions for Chinese Exporters

Helm enables Chinese exporters to open multi-currency business accounts without requiring a US or EU entity. Through Helm, businesses can receive international payments directly in USD, EUR, GBP, and USDC while maintaining complete compliance.


Core features include:

  • Dedicated multi-currency accounts – Open named accounts for major currencies and collect funds directly from clients.

  • Instant settlement – Move funds globally in minutes instead of waiting days.

  • Integrated stablecoin settlement – Option to use USDC for faster, low-cost international transfers.

  • Regulatory assurance – All transactions screened under AML, KYC, and PSD2 frameworks.

  • Unified platform – Manage balances, conversions, and payments securely in one place.


The impact: Businesses using Helm reduce settlement times from three to five days to under one hour, eliminate up to 3% in conversion losses, and gain direct control over global liquidity.


Get Started with Helm

Chinese exporters can open a cross-border payment account with Helm in just a few days. Once verified, your business can collect, hold, and send USD, EUR, GBP, and USDC worldwide — with full transparency, speed, and compliance.



About Helm

Helm is the financial operating system for global businesses. We provide USD, EUR, GBP, and USDC accounts, cross-border payments, multi-currency wallets, and global Visa cards — all built on licensed infrastructure with bank-grade compliance. Trusted by companies moving capital across 100+ countries, our partners include Stripe, Visa, and Bridge, enabling secure and scalable financial infrastructure worldwide.


Learn more at www.helmpay.co or contact us at hello@helmpay.co.

 
 
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