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How Hong Kong Businesses Access Global Banking Infrastructure

  • Writer: Helm
    Helm
  • Oct 13
  • 2 min read
How Hong Kong Businesses Access Global Banking Infrastructure

How Hong Kong Businesses Access Global Banking Infrastructure

For Hong Kong companies operating internationally, access to global banking infrastructure is critical for managing trade, supplier payments, and client collections. Yet traditional banks restrict access based on jurisdiction, often requiring overseas incorporation or physical presence before granting foreign currency accounts.


Modern financial infrastructure now allows Hong Kong businesses to operate globally — with direct access to USD, EUR, GBP, and USDC accounts, all under a single compliant platform.


Why Access to Global Banking Infrastructure Matters for Hong Kong Businesses

Despite Hong Kong’s position as a leading financial hub, many businesses still face barriers when connecting to international payment systems. Common challenges include:

  • Local entity restrictions – US or EU accounts remain tied to domestic corporate registrations.

  • Fragmented liquidity – Funds spread across multiple intermediaries reduce treasury control.

  • Slow settlement speeds – Cross-border transfers can take several days to clear.

  • High transaction costs – 2–4% of value lost in hidden FX and intermediary fees.

  • Complex compliance – Varying international AML and KYC standards add onboarding friction.


These issues make it harder for Hong Kong businesses to expand globally, settle trade efficiently, and maintain consistent access to foreign currency liquidity.


How Helm Connects Hong Kong Businesses to Global Banking Infrastructure

Helm bridges the gap between Hong Kong and global financial systems by offering regulated access to USD, EUR, GBP, and USDC accounts through a unified platform. Businesses can manage international payments, settlements, and conversions securely — without establishing foreign entities.


Key features include:

  • Named multi-currency accounts – Open USD, EUR, GBP, and USDC accounts under your Hong Kong company name.

  • Instant settlement infrastructure – Send and receive payments globally in minutes.

  • Integrated digital and fiat management – Convert between traditional currencies and USDC seamlessly.

  • Regulated access – Fully compliant under AML, KYC, and PSD2-aligned frameworks.

  • Treasury control – Manage global cash positions and reporting through one dashboard.


The impact: Hong Kong businesses using Helm gain direct access to international payment rails, reduce settlement times from several days to under one hour, and eliminate up to 3% in conversion losses.


Get Started with Helm

Open a global multi-currency account with Helm and access international banking infrastructure from Hong Kong. Once verified, your business can hold, send, and receive USD, EUR, GBP, and USDC worldwide — all from one compliant and transparent platform.



About Helm

Helm is the financial operating system for global businesses. We provide USD, EUR, GBP, and USDC accounts, cross-border payments, multi-currency wallets, and global Visa cards — all built on licensed infrastructure with bank-grade compliance. Trusted by companies moving capital across 100+ countries, our partners include Stripe, Visa, and Bridge, enabling secure and scalable financial infrastructure worldwide.


Learn more at www.helmpay.co or contact us at hello@helmpay.co.

 
 
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