Open USD Bank Account

Open USD Bank Account

For internationally focused businesses, opening a USD bank account is often essential for operating efficiently across borders. Receiving payments, managing suppliers, or maintaining USD reserves becomes difficult when local banks impose forced conversions or restrict access to foreign currency accounts.

Yet for many companies outside the United States, opening a USD account is unnecessarily complex. Banks typically require a U.S. entity, extensive documentation, and approval processes extending several months. Even when approved, businesses face forced conversions at two-to-four percent spreads, high transfer costs, and three-to-five day settlement delays.

Why Businesses Need a USD Account

Opening a USD account addresses several operational requirements:

• Direct access to USD – Receive and hold funds in U.S. dollars without conversion into local currency.

• Faster international settlement – Shorten payment cycles and improve working capital efficiency.

• Stable cross-border pricing – Invoice clients and suppliers in USD to protect against FX volatility.

• Global payment compatibility – Pay and receive from partners and platforms that operate in dollars.

• Centralised treasury control – Manage USD alongside EUR or other currencies from a single dashboard.

For businesses including exporters, digital platforms, and service providers working internationally, the ability to hold and move USD directly is no longer optional — it is fundamental to reliable global operations.

The Limitations of Traditional Banks

Traditional banking systems were not designed for cross-border digital commerce. Businesses face lengthy approval processes, local entity requirements, and rigid account structures. Forced currency conversions, correspondent delays, and two-to-four percent FX spreads further reduce efficiency and profitability.

Modern businesses need infrastructure that delivers direct access to USD without these restrictions.

How Helm Simplifies Opening a USD Bank Account

Helm enables companies to open fully functional USD and EUR accounts through a streamlined, compliant onboarding process.

• Dedicated USD and EUR accounts – Named accounts issued with licensed custodians, free from conversion requirements.

• Global receivables – Receive USD payments from clients, platforms, or partners in 100+ countries.

• Instant settlement options – Send and receive USD through both banking and regulated stablecoin rails, depending on corridor performance.

• Integrated multi-currency wallets – Manage USD, EUR, and USDC balances in one unified treasury dashboard.

• Global Visa card – Spend directly from your USD account with enterprise-grade controls and worldwide acceptance.

• Compliance and oversight – Each transaction monitored under full KYC and AML frameworks equivalent to regulated banking standards.

• Dedicated account management – Every client is supported by a Helm account manager from onboarding through ongoing treasury operations.

The impact: Businesses using Helm reduce settlement times from three-to-five days to hours, eliminate forced conversion losses averaging 2–4%, and gain complete visibility across international balances and payments.

Get Started

Opening a USD account with Helm is straightforward and fully compliant. A dedicated account manager guides you through verification and setup, enabling you to receive and send USD payments immediately through a secure platform.

Start here: Open an account with Helm

About Helm

Helm is the financial operating system for global businesses. We provide USD, EUR, and USDC accounts, cross-border payments, multi-currency wallets, and global Visa cards — all built on licensed infrastructure with bank-grade compliance. Trusted by companies moving capital across 100+ countries, our partners include Stripe, Visa, Bridge, and Persona, enabling secure and scalable financial infrastructure worldwide.

Learn more at www.helmpay.co or contact us at hello@helmpay.co.