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Receive Shopify Payouts in USD and EUR for Business

  • Writer: Helm
    Helm
  • Oct 12
  • 3 min read

Receive Shopify Payouts in USD and EUR for Business

For global Shopify merchants, receiving payouts in the right currency is critical to managing margin and liquidity. Shopify typically pays sellers in the local currency of each store’s region, and most banks automatically convert these funds into domestic currency at marked-up exchange rates. The result is unnecessary FX losses, delayed access to funds, and fragmented treasury control across multiple accounts.


Merchants frequently face two-to-four percent FX spreads, three-to-five day settlement delays, and limited visibility across USD and EUR revenues. For businesses operating multiple Shopify stores across regions, these inefficiencies can erode profitability and complicate cash flow management.


Why Shopify Merchants Need Multi-Currency Payouts

For companies selling internationally through Shopify, a modern payout infrastructure is essential. Core requirements include:

  • Direct USD and EUR accounts – Receive payouts in the original settlement currency without forced conversion.

  • Faster access to funds – Move from multi-day settlement cycles to same-day or next-day availability.

  • Multi-currency visibility – Manage USD, EUR, and other balances across stores from a unified dashboard.

  • Controlled conversions – Convert only when commercially optimal to protect against currency volatility.

  • Transparent costs – Eliminate hidden FX fees and intermediary bank deductions.

  • Regulatory assurance – Ensure payouts are processed through licensed, AML-compliant infrastructure.


Without these capabilities, Shopify merchants lose control over both timing and value of international revenue.


The Limitations of Traditional Bank Accounts

Shopify disburses payments to the connected bank account in each store’s region. Traditional banks automatically convert these payouts into local currency, apply hidden FX spreads, and take several days to settle. For multi-store merchants, this results in fragmented treasury operations and manual reconciliation across accounts.

Modern online businesses require an integrated infrastructure that supports direct, compliant, and transparent multi-currency payouts — without relying on outdated correspondent banking chains.


How Helm Enables Shopify Payouts in USD and EUR

Helm provides the financial infrastructure that allows Shopify merchants and global businesses to receive, manage, and convert payouts seamlessly across currencies.

  • Dedicated USD and EUR accounts – Named accounts issued with licensed custodians, enabling direct receipt of Shopify payouts.

  • Simple Shopify connection – Merchants can enter their Helm account details directly in Shopify Payments as their payout bank account.

  • Global collections – Accept payouts from multiple Shopify stores into unified USD and EUR accounts.

  • Instant or scheduled settlement – Access funds within hours instead of waiting several days.

  • Multi-currency wallets – Hold, manage, and convert between USD, EUR, and USDC with full treasury control.

  • Unified reconciliation – Track balances and payouts across stores and currencies in real time.

  • Multi-rail settlement – Payments automatically routed through the fastest and most reliable network, whether banking or regulated stablecoin rails.

  • Compliance-first framework – All transactions monitored under AML, KYC, and regulatory oversight.

  • Dedicated account management – Continuous support for onboarding, payout setup, and treasury optimisation.


The impact: Businesses using Helm reduce settlement times from three-to-five days to hours, eliminate FX conversion losses averaging 2–4%, and consolidate payouts from multiple Shopify stores into unified USD and EUR accounts with full transparency and control.


Get Started with Helm

Setting up Shopify payouts through Helm is secure and straightforward. Once verified, businesses can input their Helm USD or EUR account details in Shopify Payments to begin receiving payouts globally without conversion losses or delays.



About Helm

Helm is the financial operating system for global businesses. We provide USD, EUR, and USDC accounts, cross-border payments, multi-currency wallets, and global Visa cards — all built on licensed infrastructure with bank-grade compliance. Trusted by companies moving capital across 100+ countries, our partners include Stripe, Visa, and Bridge, enabling secure and scalable financial infrastructure worldwide.


Learn more at www.helmpay.co or contact us at hello@helmpay.co.


 
 
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