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How Chinese Businesses Simplify Global Supplier Payments

  • Writer: Helm
    Helm
  • Oct 12
  • 2 min read
How Chinese Businesses Simplify Global Supplier Payments

How Chinese Businesses Simplify Global Supplier Payments

For Chinese businesses managing global supply chains, paying international suppliers quickly and cost-effectively is a constant challenge. Traditional bank transfers rely on multiple intermediaries, each adding delays, fees, and FX markups that can total several percentage points per transaction.


Modern digital infrastructure now allows Chinese businesses to send supplier payments instantly in USD, EUR, GBP, or USDC — without relying on slow correspondent banking networks or local entity setups.


Why Global Supplier Payments Are Difficult for Chinese Businesses

Cross-border payments through conventional banks create significant friction for Chinese importers and trading companies. Common challenges include:

  • Long settlement times – International transfers can take three to five days to reach suppliers.

  • High FX and intermediary fees – 2–4% of value is often lost in hidden costs.

  • Lack of transparency – Limited visibility over when suppliers actually receive funds.

  • Restricted access – Many banks require overseas accounts to make USD or EUR payments.


These inefficiencies slow supply chains, reduce liquidity, and make global trade more expensive than it needs to be.


How Helm Enables Chinese Businesses to Simplify Global Supplier Payments

Helm provides a single platform for Chinese businesses to manage all global supplier payments in multiple currencies. With access to USD, EUR, GBP, and USDC accounts, companies can pay suppliers anywhere with full control, speed, and transparency.


Key features include:

  • Multi-currency accounts – Hold and send funds in USD, EUR, GBP, or USDC directly from China.

  • Instant settlement options – Pay suppliers globally in minutes instead of days.

  • Integrated stablecoin settlement – Use USDC for faster, lower-cost transfers when traditional rails are slower.

  • No forced conversion – Maintain balances in foreign currencies and convert only when advantageous.

  • Regulated infrastructure – Fully compliant with AML, KYC, and PSD2-aligned standards.


The impact: Businesses using Helm to pay global suppliers reduce settlement times from three to five days to under one hour and save up to 3% on transaction costs, improving both liquidity and supplier relationships.


Get Started with Helm

Open a Helm account and start managing supplier payments globally from one platform. Once verified, your business can hold, send, and convert funds in USD, EUR, GBP, and USDC with full transparency and regulatory assurance.



About Helm

Helm is the financial operating system for global businesses. We provide USD, EUR, GBP, and USDC accounts, cross-border payments, multi-currency wallets, and global Visa cards — all built on licensed infrastructure with bank-grade compliance. Trusted by companies moving capital across 100+ countries, our partners include Stripe, Visa, and Bridge, enabling secure and scalable financial infrastructure worldwide.


Learn more at www.helmpay.co or contact us at hello@helmpay.co.

 
 
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