Receive International Client Payments from China

Receive International Client Payments from China

For Chinese businesses serving international clients, receiving payments in major currencies such as USD or EUR remains unnecessarily complicated. Traditional banks require overseas entities, impose high FX conversion fees, and rely on multi-step settlement chains that delay funds for several days.

Modern infrastructure now allows Chinese companies to receive international client payments directly into USD, EUR, GBP, and USDC accounts — with full compliance and without setting up a foreign company.

Why Receiving International Client Payments Is Difficult for Chinese Businesses

Chinese exporters, service providers, and trading firms face recurring payment barriers when working with overseas clients. These include:

• Local entity restrictions – Opening USD or EUR accounts requires incorporation in the destination country.

• Slow settlement times – International transfers can take three to five days to reach recipients.

• High intermediary fees – Each correspondent bank adds hidden charges and spreads.

• Limited currency control – Forced conversions reduce flexibility and erode margins.

These inefficiencies restrict global expansion and limit access to international liquidity.

How Helm Helps Chinese Businesses Receive International Client Payments

Helm provides dedicated USD, EUR, GBP, and USDC business accounts for Chinese companies, enabling them to receive international payments directly in their clients’ preferred currency. This removes the dependency on intermediaries and improves both speed and visibility.

Key features include:

• Named USD and EUR accounts – Receive payments directly from overseas clients under your business name.

• Instant settlement options – Access funds in hours instead of waiting several days.

• Stablecoin integration – Use USDC for faster, lower-cost global transfers when traditional banking is slower.

• No forced conversion – Retain funds in the currency received and convert only when strategically beneficial.

• Compliance-first structure – Verified under AML, KYC, and PSD2-aligned frameworks.

The impact: Businesses using Helm to receive international client payments from China reduce settlement times from days to under one hour, avoid up to 3% in conversion losses, and maintain full transparency over incoming funds.

Get Started with Helm

Open a multi-currency account with Helm and start receiving international client payments directly in USD, EUR, GBP, and USDC. Once verified, your business can hold, manage, and convert funds globally — all from one compliant platform.

Start here: Open an account with Helm

About Helm

Helm is the financial operating system for global businesses. We provide USD, EUR, GBP, and USDC accounts, cross-border payments, multi-currency wallets, and global Visa cards — all built on licensed infrastructure with bank-grade compliance. Trusted by companies moving capital across 100+ countries, our partners include Stripe, Visa, and Bridge, enabling secure and scalable financial infrastructure worldwide.

Learn more at www.helmpay.co or contact us at hello@helmpay.co.